Mobile Wallet
Debit Cards
Market Place
Wireless Services
Tele Health

Welcome to the next
generation of Banking:

FREE Activation and No Monthly Fees

Send & Receive Money Worldwide for FREE

Earn 3% APR on All Mobile Wallet Account Balances

Earn 15% - 40% Cash Back Rewards in our Marketplace

Earn Cash with our Referral Program

Protect the Health & Wellness of your Entire Family

MyTime Value Added Services:

Safely and securely signup for additional services and save money and time:

Wireless Services


Portfolio Management


Why Use MyTime Mobile Wallet / Debit Card

Financial firewall to protect your banking information

Companion cards great for kids and elderly

Buy stocks and gold / silver

Refer other people and earn money and rewards


Send Money with MyTime ®

Finally a low cost way to move money globally

Free, unlimited domestic money movement

Send money globally in real time from the convenience of your phone

Transfer money to over 60 countries

Send Money with MyTime

Need to pay or request funds from a friend or loved one? Send money with MyTime ’s industry-leading banking system via your computer or mobile device. You can send money with a credit or debit card, bank account or even your mobile wallet account. We keep your sensitive financial information private.

MyTime ® Mobile Wallet

No set-up or monthly Fees

Earn 3% interest on your mobile wallet balance

Suspend your account with one click

Load/Offload funds at over 300,000 locations

MyTime Mobile Wallet

It’s easy to load funds at Chase, Wells Fargo and Bank of America, participating retail locations around the world and even at thousands of participating ATMs without using a debit card. MyTime customers can refer family and friends and transfer funds seamlessly, from across the table or around the globe. Never pay a fee to use your mobile wallet to pay for goods and services in the US or USD.

How much are the MyTime Mobile Wallet Fees?

Transaction Cost
Load funds from any U.S. checking/savings account $1.00 per transaction
Transfer funds to any U.S. checking/savings account $1.00 per transaction
Load funds from a credit card (limit of $250 per individual load) 3% of transaction
Transfer funds to/from one mWallet user to another FREE
Transfer funds to prepaid Visa Card FREE
Request Funds / Micro Payments Merchant Processing FREE

MyTime ® VISA Debit Card

Make purchases wherever Visa debit is accepted

Withdraw cash from over one million ATMs in 170 countries worldwide

Activate, suspend or restore your debit card with one click

Add up to 5 personalized companion cards (great for kids and family members abroad)

How much are the MyTime VISA Card Fees?

MyTime VISA Card Retail Pricing Cost
NO Monthly Maintenance fee Primary Card $0.00
NO Monthly Maintenance fee Companion Card $0.00
ATM withdrawal (U.S. Domestic) ($1.95 per transaction) You may also be charged a fee/surcharge by the ATM operator or any network used to complete the transaction
ATM withdrawal or balance inquiry (International) ($2.50 per transaction) You may also be charged a fee/surcharge by the ATM operator or any network used to complete the transaction
ATM Balance Inquiry ($0.50 per transaction) Check your balance for free by logging into your online account or data app.
U.S. Domestic / International use on the Visa Card network $0.00
PIN Purchase $0.50 per Domestic transaction (no cash back) $2.00 per international transaction (no cash back) PIN purchase is completed by selecting “Visa” and entering your PIN to make a purchase. You can make a signature purchase at no charge by selecting “credit” at checkout and signing for your purchase (if requested to do so by the merchant).
Replacement Cards $10.00
ATM Decline $0.50
*Cardholder may make a maximum of 2 ATM withdrawals per day with a maximum amount of $500 each.

Mobile Apps

Confirm your identity with a PIN, fingerprint or iris/face scan

Ditch your wallet and use the app as a faster and safer way to do your banking

iOS and Android shortcuts to move money, pay bills and more

Referral Program

Invite family and friends to enroll via SMS or email and if they sign up for wellness services, then you and the person you referred each earn $10 cashback reward on your mobile wallet account.

Activate wellness services and receive $10 cashback reward on your mobile wallet account.

Direct Deposit to Debit Card

No-touch, friendly way to get paid early

Helps to eliminate the risk of stolen checks and forgeries

Keeps your money safe and protected

MyTime Direct Deposit to Debit Card

Set up your direct deposit once and use your money to shop, pay bills and send money. No more waiting for your check or making trips to the bank, with direct deposit your money goes straight to your MyTime wallet balance. It’s as easy as filling out the Direct Deposit Agreement Form with the routing and account number, sign and then provide it to your employer or other 3rd party company. Once the form is buttonted and accepted those companies will be able to deposit funds directly to your MyTime Visa Card.

Remote Check Deposit

Quickly deposit your checks when it’s convenient for you

Mobile deposits are cost efficient, fast and secure

Skip the trip to the bank and deposit a check at home, while traveling and at any time of day

Remote Check Deposit

Discover a better way to deposit those checks. This Remote Check Deposit feature via the mobile app is available year-round, 24/7 and it’s free to use and accepts a variety of check types. No matter your location it’s as easy as snapping a photo of the check, completing a few simple steps and funds are deposited to your mobile wallet. All mobile deposits are subject to a hold of up to 7 banking days from the date of the deposit, in many cases they’ll be available sooner.

TeleHealth Services

Easy enrollment with the ability to manage household dependents

Plans include urgent care, mental & talk therapy and primary care

Annual membership that includes virtual telehealth services to all members

TeleHealth Services

MyHealth allows you to sign up for an annual membership that includes virtual telehealth services to all members of your household. This includes one individual single member, his or her spouse / domestic partner, and legally dependent children up to the age of 26, at significantly discounted rates. Request care visits, schedule appointments and manage your family visit history. Plans include urgent care, mental & talk therapy, and primary care.

Urgent Care Plan $40.00 per year and $38.00 per visit
Urgent Care Plan + Behavioral Health Plan $50.00 per year and $38.00 per Urgent Care visit & $65.00 per Behavioral Care visit

Market Place

Use your Mobile Wallet to make everyday purchases

Earn between 10% to 30% cash back rewards on all purchases

Make purchases from top brands in one single online marketplace

Market Place

The MyTime Marketplace allows you to buy goods and services from a variety of retailers including: Best Buy, Groupon, Priceline, and more. No credit card or personal information is ever used to make marketplace purchases and you can use the funds right from your mobile wallet. Our state-of-the-art pending purchases technology takes 3-5 seconds to secure the transaction .

Cardless ATM Transactions

Withdraw cash without the need for a card

App generated, one-time use verification code to withdraw cash

Most secure way to withdraw cash from ATMs

Portfolio/Investment Services

Buy and Sell Gold and Silver

Manage your investments in real time and at a fraction of the cost

Simple user interface

MyTime ® Wireless Service

Plans Starting at $10.00 per Month

Bring Your Own Device

No Contracts / No Credit Checks

iOS and Android Mobile App

Low International Long Distance Rates