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Need to pay or request funds from a friend or loved one? Send money with MyTime’s industry-leading banking system via your computer or mobile device. You can send money with a credit or debit card, bank account or even your mobile wallet account. We keep your sensitive financial information private.
It’s easy to load funds at Chase, Wells Fargo and Bank of America, participating retail locations around the world and even at thousands of participating ATMs without using a Debit Card. MyTime customers can refer family and friends and transfer funds seamlessly, from across the table or around the globe. Never pay a fee to use your mobile wallet to pay for goods and services in the US or USD.
Transaction | Cost |
---|---|
Load funds from any U.S. checking/savings account | $1.00 per transaction |
Transfer funds to any U.S. checking/savings account | $1.00 per transaction |
Load funds from a credit card (limit of $250 per individual load) | 3% of transaction |
Transfer funds to/from one mWallet user to another | FREE |
Transfer funds to Debit Card | FREE |
Request Funds / Micro Payments Merchant Processing | FREE |
Initial Deposit and Balance | There is no initial deposit or minimum balance required to open this Account. |
Interest Rate | 0.00% |
Annual Percentage Yield ("APY") | 0.00% |
ATM Fees (domestic or international) | There are no ATM fees charged by Bank; ATM provider may charge a separate fee |
Transaction Limitations | The transaction limitations for your Accounts are set forth in Sections E and F. |
Foreign Exchange Fee | 3.00% |
Additional Fee Disclosure | You may be responsible for transaction fees for other services available within the Platform. |
Set up your direct deposit once and use your money to shop, pay bills and send money. No more waiting for your check or making trips to the bank, with direct deposit your money goes straight to your MyTime wallet balance. It’s as easy as filling out the Direct Deposit Agreement Form with the routing and account number, sign and then provide it to your employer or other 3rd party company. Once the form is buttonted and accepted those companies will be able to deposit funds directly to your MyTime Debit Card.
The Equities section of your Portfolio Accounts allows access to markets through a linked brokerage account which provides a convenient and flexible way to invest in the financial markets. Equities, commonly referred to as stocks, represent ownership shares in a company. When investors purchase stocks, they are essentially buying a portion of ownership in that particular company. These ownership stakes entitle shareholders to a proportionate share of the company's assets and profits, as well as a say in certain corporate decisions through voting rights at shareholder meetings.
MyHealth allows you to sign up for an annual membership that includes virtual telehealth services to all members of your household. This includes one individual single member, his or her spouse / domestic partner, and legally dependent children up to the age of 26, at significantly discounted rates. Request care visits, schedule appointments and manage your family visit history. Plans include urgent care, mental & talk therapy, and primary care. All Annual Subscriptions are non-refundable.
The MyTime Marketplace allows you to buy goods and services from a variety of retailers including: Best Buy, Groupon, Priceline, and more. No credit card or personal information is ever used to make marketplace purchases and you can use the funds right from your mobile wallet. Our state-of-the-art pending purchases technology takes 3-5 seconds to secure the transaction .
Get the convenience of having your Debit Card with you whenever you have your phone on hand. MyTime allows you to load and withdraw funds to/from your mobile wallet account at thousands of participating ATMs without using a Debit Card. The cardless ATM withdrawals have lower ATM fees and offers the convenience of using your mobile device to complete the transaction. Cardless ATM transactions come complete with additional security features to ensure that your cash stays safe, even if your mobile device goes missing